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CRISIL'S RATINGS

AAA : Highest safety -- Timely payment of interest and principal.
AA: High safety -- Timely payment of interest and principal.
A: Adequate safety -- Timely payment of interest and principal.
BBB: Moderate safety -- Change in circumstances. More likely to weaken capacity to pay interest and repay principal.
BB: Inadequate safety -- Uncertainties the issuer faces could lead to inadequate capacity to make timely interest and principal payments.
B: High risk -- Greater susceptibility to default.
C: Substantial risk -- Have factors present that make them vulnerable to default.
D: In Default -- Already in arrears of interest or principal payments or are expected to default on maturity.

Back to interview with B V Bhargava, chairman of Crisil

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